LUXMAC® Home Mortgage Excellence in home lending
 
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LUXMAC® Home Mortgage offers the most extensive line of Super Jumbo Loan Products available in the marketplace. Contact us to see what Loan Programs you may qualify for. 866 GO LUXMAC

Some of our Loan Programs: Benefits & Features

LUX Full Doc | No Asset Verification Loan Series

Benefits & Features:

  • No Asset Verification
  • Lowest Rate to $3 Million
  • HELOC available for Primary & Second Home
  • 650 Credit Score for Salaried Borrowers and O/O Properties
  • 680 Credit Score on Second Homes

LUX Fixed Pay Option ARM Loan Series

Benefits & Features:
  • Option Arms up to $2,000,000
  • Fixed Payment options as low as 1.75% (1 year) , 1.85% (2 years) and 2.25% (5 years)
  • Full Doc or Stated/Verified
  • Owner Occupied , 2nd Homes AND Investment Properties
  • 115 % Neg Am ceiling
  • 10 year recast
  • Foreign National program available (Full/Alt DOC type)

    LUX PREMIERE Loan Series

    Benefits & Features:
    • Loans up to $10,000,000 (higher loan amounts on case by case basis)
    • Vesting in LLC's is acceptable
    • All property types including CO-OPs and Condo tels

    LUX COMMERCIAL Loan Series

    Benefits & Features:
    • Purchase , Refinances and Equity Loans & Lines of Credit to $500,000 
    • Secured by Commercial or Residential Real Estate
    • Individuals , Sole Proprietors , LLCs , Corporations and Trusts are accepted
    • Owner Occupied or Investor
    • 1st or 2nd lien position 
    • Property Types include Office , Warehouse ,Retail , Residential 1-4 family vested as a business , 5+ Unit Residential and Mixed Use 

Equal Housing Lender